Disclosures

Investment Advisory services provided through Baystate Wealth Management, LLC, d/b/a Mariner, an SEC Registered Investment Adviser.  For additional information about BWM, including fees and services, please contact us or refer to Form ADV Part 2A. Registration of an investment adviser does not imply a certain level of skill or training.

The Firm’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of the Firm’s web site on the internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet.  Any subsequent, direct communication by the Firm with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of the Firm’s current written disclosure Brochure and Form CRS discussing the Firm’s business operations, services, and fees is available on this web site and/or from Firm upon written request. The Firm does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Firm’s web site or incorporated herein, and takes no responsibility, therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Firm), will be profitable or equal to any historical performance level(s). There is no assurance that any investment, plan, or strategy will be successful. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results, and nothing herein should be interpreted as an indication of future performance.

Certain sections of the Firm’s website may discuss market conditions, investment opinions, etc. made by the Firm. Because market conditions and other factors change over time, such information may no longer reflect current views. Clients and prospective clients should not interpret any such content as a substitute for personalized advice from the Firm or from any other qualified investment professional. The Firm does not provide legal, accounting, or tax advice, and no content on the website should be construed as such.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Firm’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from the Firm, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Firm’s web site, to release and hold harmless the Firm, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from the Firm.

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